How Predicta Works

The market asks: "Will Bitcoin exceed $150,000 by December 2026?"

Yes shares are trading at (No shares are at ). You believe Bitcoin will hit the target, so you buy 100 Yes shares for (100 × ).

If Bitcoin exceeds $150k → each Yes share pays , you get (profit: ).
If it doesn't → Yes shares expire at (loss: — exactly what you paid, nothing more).

Your profit = (payout - purchase price) × number of shares

Example: Buy 100 Yes at = investment. If you're right: payout, profit of .

Max loss is always what you paid. No margin, no hidden fees, no debt. Fully collateralized.

Anyone can suggest a new market. Our AI evaluates the idea for viability. Then the community votes — upvote ideas you want to see, downvote ones you don't. Top-voted ideas with strong AI scores are reviewed and launched as real markets. Head to the Community page to get started.

Predicta sources live market data from Polymarket, Kalshi, and Manifold Markets, three of the world's leading event contract exchanges. We also use AI to discover and create markets focused specifically on West African events, politics, sports, and economics. All data is 100% live — no fake or demo data.

Predicta operates as a real-world event contract exchange — fundamentally different from gambling. Like stock and commodity exchanges, event contract prices are driven by supply, demand, and information. Prices reflect research, analysis, and collective intelligence. The more you know, the better your trades. You can exit your position at any time by selling your shares on the open market — just like selling stocks.

Each market has clear resolution criteria defined when it's created. Resolution is based on official, publicly verifiable sources (government data, official results, verifiable records). Markets resolve when the event occurs, the deadline passes, or the outcome becomes certain. Winning shares are automatically paid out — no action needed. If a resolution is contested, the platform reviews it based on the original criteria.

Your maximum loss is exactly what you paid for the shares — nothing more. Every trade is fully collateralized: you pay the full amount upfront. There's no margin, no leverage, no debt, and no hidden fees that can amplify your losses. If you buy 50 Yes shares at each ( total), the most you can lose is .

Yes! You can sell your shares at any time at the current market price. This lets you take profit early if the price has moved in your favor, or cut your losses if you've changed your mind.

Local currency in, local currency out. You deposit via mobile money or fintech in your local currency. Predicta's treasury converts it to USD/USDC at the live exchange rate for stability. When you withdraw or receive a payout, the treasury converts back to your local currency. All conversions happen automatically. Deposits process in 2–5 minutes, withdrawals in 5–30 minutes.

Minting is how new shares enter the market. When a Yes buyer and a No buyer whose prices add up to meet, the system creates one Yes share and one No share from in collateral. Merging is the reverse: if you hold 1 Yes share and 1 No share in the same market, you can cash them in for anytime before resolution — guaranteed, regardless of the current share price.

Makers (limit orders): 0% fee — you're rewarded for providing liquidity. Takers (market orders): small fee — helps keep the platform running. No deposit fees. A small withdrawal processing fee applies.

Stability. Local currencies in West Africa can fluctuate significantly. By holding your trading balance in USD/USDC, your money maintains its purchasing power regardless of local exchange rate swings. When you deposit, we convert at the live rate. When you withdraw, we convert back. You always transact in your local currency — the USD/USDC conversion is handled entirely by the treasury behind the scenes.